ADHD Therapy Cost and Insurance in NC and SC
By Kristen McClure, MSW, LCSW
One of the first questions most people have about therapy is: how much does it cost, and will my insurance cover it? Here are the fees and insurance details for my online ADHD therapy practice. I work with adult women throughout North Carolina and South Carolina, including Charlotte.
Session Fees
| Service | Fee |
|---|---|
| Individual therapy (55 minutes) | $110 |
| Group therapy for women with ADHD | Contact for current pricing |
Insurance
I accept most Blue Cross Blue Shield (BCBS) plans. I am also an out-of-network provider and can provide superbills. Your coverage, deductible, and copay depend on your specific plan. Please confirm that your plan covers telehealth sessions with me before starting.
What You May Pay for Each Session
Your actual cost may be the full $110 fee, a copay, coinsurance, or the contracted rate until you meet your deductible. The answer depends on your plan, not simply on whether the insurance company lists me as a participating provider. Ask whether I am in network for your specific plan, whether telehealth is covered, whether you have a deductible, and what you would owe for CPT code 90837.
If you use out-of-network (OON) benefits, I can provide a superbill — a detailed receipt you submit to your insurance for possible reimbursement. Not all plans include these benefits, and reimbursement is not guaranteed. Ask your insurer about your deductible and the amount it allows for each session.
How to Check Your Out-of-Network Benefits
Call the member services number on the back of your insurance card and ask:
- "Do I have out-of-network mental health benefits?"
- "What is my out-of-network deductible, and has any of it been met?"
- "What percentage of the allowed amount do you reimburse for outpatient psychotherapy (CPT code 90837)?"
- "Do I need a referral to see an out-of-network provider?"
Is Therapy Worth the Cost?
This is a practical decision. ADHD-informed therapy may help you understand why certain patterns keep repeating and make changes that fit your actual capacity. My work may include emotional regulation, executive function, burnout, shame, relationships, and self-accommodation. Therapy cannot promise that every difficulty will disappear, and it may not be the right expense for every person at every point in life.
Before you begin, it is reasonable to ask what you hope will change, whether weekly sessions fit your budget, and how we will know the work is useful. You can read more about ADHD therapy options for women and my online ADHD therapy approach before deciding.
That said, $110 per session is a real number. If cost is a barrier, please mention it when you reach out. I maintain a small number of reduced-fee spots and will always be honest with you about what I can offer.
Frequently Asked Questions
My sessions are $110 for a 55-minute individual session. I work via telehealth across North Carolina and South Carolina.
I accept most BCBS plans. I can also provide a superbill for possible out-of-network reimbursement. Coverage and out-of-pocket costs vary by plan, so please confirm your benefits before starting.
A superbill is an itemized receipt that includes the diagnostic codes, procedure codes, and session information your insurance needs to process an out-of-network claim. I provide these upon request.
I maintain a small number of reduced-fee spots for clients who need them. If cost is a barrier, please mention it when you reach out and we can talk honestly about what's possible.
Most clients start with weekly sessions. As things stabilize, some shift to every other week. We'll figure out a pace that makes sense for you and your budget.
Ask About Cost, Insurance, or Availability
Tell me whether you are in North Carolina or South Carolina, which insurance plan you have, and what kind of support you are looking for. I can let you know whether I have availability and what the next step would be.
